Posts by Jay Jandasek
Slow & Steady: Winning the Investment Race – BehaviorGap.com
Our friend Carl Richards of BehaviorGap.com is a talented writer and communicator when it comes to investing concepts and the impact of behavior on investment performance. We can all identify with the concept of looking for the next hot investment versus a risk appropriate, savings-based approach to the retirement marathon. Which one are you?
Read MoreWhen is accepting a gift a problem for fiduciaries?
Christmas is upon us, and with that, showing our gratitude to our clients, as well as potentially advisors like us from providers and TPA’s can create potential conflicts of interest. Again, the esoteric term “reasonable” comes into play when determining the cost and scope of a gift.
Read MoreYouTube: 401(k) Fair Disclosure for Retirement Security Act of 2009: Rep. Miller
How picky is picky? Advice regs an unknown – Investment News
A hybrid of these regulatory offerings could be just want investment-advice-hungry 401(k) participants ordered, but we will have to wait and see.
Read MoreDecember ’09 Newsletter: Market Gains Continue Through November – Will They Hold?
Market gains continue through November – will they hold? Domestic stocks rose by 6% in November, the eighth monthly rise in the last nine. Foreign stocks gained 2%, and are up almost 30% for the year. Government policies have forced…
Read More401(k) Participants Need Credible Advice, and Quickly
It’s no surprise to anyone that 401(k) investors need help, or should I say NEEDED help during the historic volatility we have experienced since the fourth quarter of ’07. During that time, mutual fund companies, insurance companies, and the broker dealer world has been fighting over providing advice to those investors.
Read MoreFiduciary Duty: A 60 Second Lesson
The DowJones Newswires did a good job with this brief video of explaining the difference between the “incidental advice” brokers offer and the fiduciary standard investment advisors must adhere to for their clients.
Read MoreNovember ’09 Newsletter: Caution Remains Our Focus as Corporate Sales, Earnings Continue to Lag
Caution Remains Our Focus as Corporate Sales, Earnings Continue to Lag
It took the United States over two hundred years (1789-1991) to accumulate its first $1 trillion in public debt. From that point, we have added an average of $600 billion to the total annually; in the fiscal year just ended, the Federal government added over $1.9 trillion to our future burden.
Grand Rapids 401(k) Expert is Featured Panelist at ’09 CFDD National Conference
The lingering and wide-reaching impact of the economic crisis and impending financial planning/services industry regulatory overhaul were at the forefront of this year’s fifth annual Center for Due Diligence, or CFDD, National Conference in Scottsdale, Ariz. Chad Griffeth, an Accredited Investment Fiduciary designee from BeManaged | Actium, was among those attending the three-day educational event, focused on lessons learned from the uncertain times, more ways to implement fiduciary practices and what to expect going forward with the current efforts to make rules, regulations and enforcement more consistent and create greater safeguards for investors.
Read MoreOctober ’09 Newsletter: Remember Irrational Exuberance? – We think it is back!
Remember Irrational Exuberance? – We think it is back!
At the end of March, we told clients in our newsletter that “more gains were possible over the next six months.” From April through September, the S&P 500 generated returns seen in only two other periods over the last 40 years.
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