Money & Investing Blog
401k Investors – Why Many Investors Keep Fooling Themselves
As an investor, understanding what is possible and what is fantasy is very important to understand. One of the biggest fantasies we see in our 1on1 consultations with 401(k) investors are those individuals that have a “return goal” for their account. Thus, they will chase returns throughout their plan, from one fund to another, often missing the actual big returns of that fund.
Read MoreJanuary ’10 Newsletter: A Look Back on 2009
Check out our new newsletter format! John Whaley, CFA, AIF has produced a great amount of information of the year in review and our Research Department’s thoughts on 2010. Some of the topics covered include:
All Winners, No Losers for the Year
A Look Back at our Thoughts in 2009
What Exactly is Irrational Exuberance?
Interest Rates Spike to End 2009
Growth Stocks Outperform Value in 2009
2010 Earnings to Remain Below Trend; Valuations Remain Historically High
401(k) Investors – 2010 Contribution Limits and Savings Tips
Every year, the IRS sets specific limits on how much money 401(k) investors can stuff away into their retirement account. In 2010, there are no changes from 2009, as you can see below:
Read MoreBeManaged Holiday Hours
In celebrating a great year here at BeManaged, one of the best gifts for our people is a Friday afternoon out of the office for a Christmas celebration. Therefore, we will be closed Friday after 11:30am. If we miss you, please leave a voicemail and we will be back in touch on Monday morning. We appreciate your understanding.
Read MoreSlow & Steady: Winning the Investment Race – BehaviorGap.com
Our friend Carl Richards of BehaviorGap.com is a talented writer and communicator when it comes to investing concepts and the impact of behavior on investment performance. We can all identify with the concept of looking for the next hot investment versus a risk appropriate, savings-based approach to the retirement marathon. Which one are you?
Read MoreDecember ’09 Newsletter: Market Gains Continue Through November – Will They Hold?
Market gains continue through November – will they hold? Domestic stocks rose by 6% in November, the eighth monthly rise in the last nine. Foreign stocks gained 2%, and are up almost 30% for the year. Government policies have forced…
Read MoreNovember ’09 Newsletter: Caution Remains Our Focus as Corporate Sales, Earnings Continue to Lag
Caution Remains Our Focus as Corporate Sales, Earnings Continue to Lag
It took the United States over two hundred years (1789-1991) to accumulate its first $1 trillion in public debt. From that point, we have added an average of $600 billion to the total annually; in the fiscal year just ended, the Federal government added over $1.9 trillion to our future burden.
October ’09 Newsletter: Remember Irrational Exuberance? – We think it is back!
Remember Irrational Exuberance? – We think it is back!
At the end of March, we told clients in our newsletter that “more gains were possible over the next six months.” From April through September, the S&P 500 generated returns seen in only two other periods over the last 40 years.
Read MoreWarning: Your 401(k) is not a Savings Account
When money is tight many people turn to their 401(k) or other retirement plans for some quick cash. If your retirement plan has a loan provision, you may be tempted to borrow money from it since you’ll just be paying yourself back. While that is true, even though you do pay yourself back over time, you can end up doing more harm than good.
Read MoreSeptember ’09 Newsletter: Market Gains Continue Despite Growing Red Flags
Market Gains Continue Despite Growing Red Flags
Stock market gyrations are a part of life. So is investment behavior in reaction to those swings. Huge market declines like we have suffered until recently chased many participants out of equity funds. And the huge rally we have seen…