Posts by Jay Jandasek
A Mountain Climber’s Perspective on Risk
Imagine you’re a mountaineer about to scale the face of El Capitan in Yosemite National Park. As you hike to the bottom of the face your level of risk to injury is relatively low. You might trip and fall on your hike but any injury is nonetheless negligible. In this situation, your exposure to downside…
Read MoreBeManaged Year End Newsletter – 2011 Was a Treacherous Ride to Nowhere
Conservative Investors Rewarded in 2011 A treacherous ride to nowhere Pretend for a moment you pulled off your best Rip Van Winkle imitation and slept through 2011. You pick up a “Year in Review” newspaper, and find out: A number of European countries (Portugal, Italy, Greece, Spain) are close to defaulting on their debt. The…
Read MoreBeManaged Holiday Hours
We hope you are all getting ready for this fast approaching holiday season! And because we wanted to best prepare you for the upcoming weeks, we’d like to let you know what our support hours will be. We will be observing limited hours the following days: – Friday, December 23 – 8:00 AM – 12:00…
Read MoreBeManaged December Newsletter – Unemployment Rate Voodoo and Retirees’ Financial Health
Unemployment Rate Voodoo Producers Continue to Leave the Labor Force The announcement of a decline in the nation’s unemployment rate from 9.0% to 8.6% was treated gleefully in news headlines. Unfortunately, there is more to the story. Over the past 60+ years, the number of people who are participating in the labor force grows an…
Read MoreBeManaged November Newsletter – The European Debacle Continues
The European Debacle Continues “It’s tough to make predictions, especially about the future” – Mark Twain The European saga continues! In the final weeks of October, the European Union constructed a bailout package to save Greece from almost certain default. Markets around the world cheered the news as a sign of hope for the debt…
Read More7 Lies We Tell Ourselves About Saving Money (Video)
Recently, I have had some interesting conversations that centered around how we talk ourselves out of saving money. Simply put, we tell ourselves little lies we make up in our head. We end up talking about how we spend money, as if we manage that, saving it is easy. Let’s face it, it’s much more…
Read MoreIRS Contribution Limits for 2012
Today the IRS posted the 2012 retirement plan limits, and for the first time since 2009, they are increasing! The new limits are as follows: Elective Deferrals for 401k/403b/457: $17,000 (increased from $16,500 in 2011) Catch-Up Contributions for 401k/403b/457: Remains at $5,500 Annual Compensation: $250,000 (increased from $245,000 in 2011) Annual Additions Limit for Defined Contribution…
Read MoreBeManaged October Newsletter: 3rd Quarter Ends on Down Note
The following topics are covered in this month’s Research Newsletter from the BeManaged Research Department.
4 Straight Months of Decline for the S&P 500
5 Yr Gains on Bonds Significantly Outpace Stock Returns
Older Workers: Who’s Working?
BeManaged September Newsletter: World Markets Fall Again
The following topics are covered in this month’s Research Newsletter from the BeManaged Research Department.
4 Straight Months of Decline for the S&P 500
5 Yr Gains on Bonds Significantly Outpace Stock Returns
Older Workers: Who’s Working?
BeManaged August Newsletter: Economic Growth Weak in 2nd Quarter
The following topics are covered in this month’s Research Newsletter from the BeManaged Research Department.
Measures of Economic Growth Weak in Second Quarter
Behaviors to Avoid When Market Returns Fall