Posts by Jay Jandasek
BeManaged December Market Research Newsletter – Domestic Stocks Flat in November
The following are some topics covered in this month’s Research Newsletter from the BeManaged Research Department.
Domestic Stocks Flat in November
Is It Possible They are Going Too Fast?
Estimating Your Retirement Income Adequacy
Are You an Investor or a Collector?
Our friend Carl Richards of BehaviorGap.com and the NYTimes.com Bucks blog has done a great job of illustrating how the ‘over diversification’ of portfolios can simply be ‘buying more’ instead of ‘buying different.’
Over- or under-diversifying your investments remains one of the classic behavioral mistakes.
Over-diversification happens when we become collectors of investments instead of simply being investors. Think of the people who buy the mutual funds they read about in Smart Money magazine. Next year they buy the Top 10 Funds recommended by Money magazine. A year later they buy two or three new international funds because that’s what’s on the home page of Forbes.
Read MoreBeManaged November Market Research Newsletter – What’s Another $600,000,000,000?
The following are some topics covered in this month’s Research Newsletter from John Whaley, CFA, AIF, Director of the BeManaged Research Department.
What’s Another $600,000,000,000 Among Friends?
Good News for Dividend Collectors
Consumers Continue to Lack Confidence
2011 IRS Contributions Limits for Your 401k/403b
Last week, the IRS released the contribution limits for 401k/403b investors, and the amounts remain unchanged for 2011. Here are the numbers:
Elective Deferral (traditional limits) – $16,500
Catch-up Contribution for Investors 50 yrs and Older – $5,500
The reality is, your contributions to your 401k/403b is the #1 reason for your success as an investor. Here are some strategies for increasing your contributions:
A User’s Guide for 401(k) Education v. Advice – What Fits Your Participants?
Improving the ‘participant experience’ is taking shape. The biggest question becomes, “What will work best with our participants, and how is it best delivered so it is not something we will have to ‘re-do’ in the future?”
Read MoreBeManaged October Research Newsletter – Asset Class Correlations and Your Portfolio
The following are some topics covered in this month’s Research Newsletter from John Whaley, CFA, AIF, Director of the BeManaged Research Department.
Third Quarter Ends on Positive Note
Pension Plans Continue Rosy Expectations
Asset Class Correlations and Your Portfolio
Final Regulation on 401(k) Advice Bill Due Early 2011
Even though it has been in the works for over four years now, it looks like we might finally receive clarification on the PPA ‘Fiduciary Adviser’ 401(k) advice regulations early next year. Understandably, with the many issues that have garnered more press such as the healthcare debate, 401(k) fee disclosure and target date funds, the regulations have been delayed.
Read MoreMarket Forecasts, a.k.a. Market Guesses
Soothsayer. Prognosticator. The illusory crystal ball. The market forecasts that are lauded by the media…whose goal is to sell advertising…are simply speculation. We have told investors since day one that no one truly knows what the market is going to do by the end of the week, month or year. If you meet someone that claims they do…run…in the oppositive direction. Fast.
Read More3 Ways to Spot a Bad Investor (Video)
CBS Marketwatch.com just put out a handy little video to help identify whether you, your friend or your advisor is a bad investor. It’s brief, and definitely true.
Read MoreBeManaged September ‘10 Research Newsletter – Safety Prevails
The following are some topics covered in this month’s Research Newsletter from John Whaley, CFA, AIF, Director of the BeManaged Research Department.
Bonds Remain Asset Class of Choice
FDIC Quarterly Bank Profile Provides Positive News
What to Make of Consumer Spending Trends