BeManaged Holiday Hours

We hope you are all getting ready for this fast approaching holiday season! In observance of the holiday season, we will be closed the following days: December 24th – 26th – Closed December 31st and January 1st – Closed We wish you and yours a very Merry Christmas, Happy New Year and Happy Holidays! The BeManaged…

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December Newsletter – Double Digit Stock Market Gains So Far in 2012

Double Digit Stock Market Gains So Far in 2012 Low Corporate Earnings Growth Offset by Expansion of Price/Earnings Ratio World stock markets bounced back during the second half of November, turning near-term losses into small positive gains for November and for the fourth quarter. Gains were small, but broad-based. Declines were witnessed only in the…

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November Newsletter – Recession in the Works for 2013?

Recession in the Works for 2013? St. Louis Fed indicator may be clue – But what happens to our investments? Information for this article comes from Lance Roberts, www.streettalklive.com, November 6th, 2012, and data from www.stlouisfed.org. Investment professionals are raising red flags over a U.S. Recession Probabilities Index measure available at the St. Louis Federal…

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2013 401k Contribution Limits Increase Slightly

Today the IRS posted the 2013 retirement plan limits, and there are a few increases from 2012. The new limits are as follows: Elective Deferrals for 401k/403b/457: $17,500 (increased from $17,000 in 2012) Catch-Up Contributions for 401k/403b/457: $5,500 (no change) Annual Compensation: $255,000 (increased from $250,000 in 2012) Annual Additions Limit for Defined Contribution Plans: $51,000…

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Video: Financial Goals Should be Written in Pencil, Not Pen

Our friend Carl Richards of BehaviorGap.com recently posted a video titled, “Do Your Goals Have Too Much Power,” which you can view via the link below. He makes a point similar to a recommendation of one of my favorite radio personalities, Colin Cowherd, makes: When outlining your life, use a pencil, not a pen. I…

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August Newsletter – Is Government Stimulus Really an Economic Stimulus?

What Does Brittany Wenger Have to Do With My Retirement Portfolio? Will continued insistence on borrowing from the capital of future generations lead to a long period of decline? Brittany Wenger is a 17-year-old South Florida resident entering her senior year of high school. Brittany wrote a computer program utilizing artificial intelligence technology to detect…

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July Newsletter – Will More Risk Ever Mean More Reward?

Will More Risk Ever Translate Into More Return? The last Eighteen Months looks the same as the last Fifteen Years Let’s review of the dogmas of the investing world: Over the long run, stocks ALWAYS outperform bonds; The more aggressive you are as an investor, the more you will be rewarded with higher long term…

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June Newsletter – U.S. Treasury Yields Hit Historic Lows

U.S. Treasury Yields Hit Historic Lows Bond Markets Flooded with Treasury Securities; Something Has to Give? The benchmark 10 year treasury yield fell below 1.5 % on the morning of June 1st. According to Reuters, interest rates like this have not been seen since the early 1800’s – and as the saying goes: an unusual…

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